SINGAPORE #1 SME COMPARISON SITE FOR

We Compare Singapore’s most reputable Financial Institutions & Lenders

Our Broad Range of Services

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Temporary Business Term Loan

  • Boost your Working Capital With Collateral-Free Loans
  • Up to 5 years Repayment
  • As Low As 1.29% Flat Interest Per Year
  • Interest-Only Loan for 6-12 Months
  • Get Response within 24 hrs
Get Loan for Business

Property Loan

  • Up to 120% Financing For Business Property
  • Legal and Valuation Subsidy
  • Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
  • Calculate Your Total Interest Savings When Refinancing
Loan Company

Corporate Bank Account

  • Free Business Internet Banking
  • $0 Min Balance Fee
  • No Annual Fee
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Our Milestones

0 Businesses Served

SMEs have used our comparison tools for their business banking and government grant needs

$0 Business Loan Approved

Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products

$0 Mortgage Refinancing Savings

We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages

$0 Mortgage Loan Approved

Through our services, you will definitely buy or refinance your property at the best interest rates

Why use SMART-TOWKAY.COM?

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We are #1 in Singapore

 

*The #1 Business(SMEs) Focused Comparison Site in Singapore

*Non-Biased 

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Mortgage Loan Singapore

Wide Network Of Lenders

 

*Wide variety of funding and lenders

*Personalised guidance and expertise

*Multiple ways to access funding

Business Loan Company

We are Fast & Hassle-Free

 

*Skip The Queue 

*Hassle-free Application

*Ease of Application

Unsecured Business Loan

More Flexible and Simpler

 

*We offer tailor-made financing solutions,  taking into account the specific features of the Client's activities

*We need just a few documents (financial reports and bank statements) to make a decision

Latest SIBOR, SOR And SORA Rates
UPDATED AS OF 11 Apr 2021
Click above for historical trend
SIBOR SOR SORA
1-month 0.28126 0.27989 0.2203
3-month 0.4375 0.35054 0.1902
6-month 0.59321 0.32888 0.1784
12-month NA NA NA
Latest Business Loan Rates From As Low
As
  • 2.5%
    Interest Rate
    OCBC TEMPORARY BRIDGING LOAN
  • 2.5%
    Interest Rate
    UOB Temporary Bridging Loan
Apply Now
LATEST COMMERCIAL PROPERTY LOAN RATES FROM AS LOW
As
  • 1.24%
    Interest Rate
    MAYBANK 2YR 3M SIBOR
  • 1.375%
    Interest Rate
    OCBC 3YR BOARD
Apply Now
LATEST RESIDENTIAL LOAN RATES FROM AS LOW AS
  • 1.08%
    Interest Rate
    RHB 3YR 1M SIBOR
  • 1.08%
    Interest Rate
    RHB 2YR 1M SIBOR
Apply Now

Latest News

Amendments to PDPA Necessarily a Mixed Bag for Personal Data Protection

2020-11-11 10:38:39

Parliament passed changes to the Personal Data Protection Act (PDPA) on 2 November 2020. These changes crucially included stiffer penalties that...

COVID-19 Fortitude Budget: Enhancements to Jobs Support Scheme (JSS 2021)

2020-05-28 06:53:35

The most recent enhancements to JSS were announced in the latest Fortitude Budget on 26th May 2020, to help businesses with cash flow uncertainties...

2021 EDITION: SGUnited Mid-Career Pathways Programme: More Than 13,000 Job Attachments Available for Mid-Career Job Seekers and SMEs

2020-08-21 06:46:37

The SGUnited Mid-Career Pathways Programme aims to provide attachments and full-time training courses for mid-career job seekers, as the Covid-19...

Business Loan Eligibility

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