- Business Guide: Key Employment Terms (KETs) for Employee Contracts in Singapore
- The Ultimate Guide To Interning In Singapore: How To Find The Best Internships, Get Fair Pay, And Maximize Your Learning Journey
- Unlock the Potential of Your Unpaid Invoices with OCBC Short-Term Invoice Financing
- Comprehensive Guide: How to Obtain a Garnishee Order and Protect Your Rights
- Complete Guide To WhatsApp In-App Payments For Singapore-Based Users
- What You Need To Know Before Applying For A Business Term Loan
- Make Sure Your Voice is Heard - How to Create a Valid Will in Singapore
- Complete Guide For Foreigner Opening Bank Account In Singapore
- Guide to Start-Up Business Loans in Singapore 2023 Edition
- SME Guide To Employer Of Record Services In Singapore

SINGAPORE #1 SME COMPARISON SITE FOR
We Compare Singapore’s most reputable Financial Institutions & Lenders
















Our Broad Range of Services
Save Money & Time Get the Best Deal Within 20 Secs 100% Independent

Temporary Business Term Loan
- Boost your Working Capital With Collateral-Free Loans
- Up to 5 years Repayment
- As Low As 1.29% Flat Interest Per Year
- Interest-Only Loan for 6-12 Months
- Get Response within 24 hrs

Property Loan
- Up to 120% Financing For Business Property
- Legal and Valuation Subsidy
- Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
- Calculate Your Total Interest Savings When Refinancing

Corporate Bank Account
- Free Business Internet Banking
- $0 Min Balance Fee
- No Annual Fee
- Apply Online In 5 Mins
Our Milestones
SMEs have used our comparison tools for their business banking and government grant needs
Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products
We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages
Through our services, you will definitely buy or refinance your property at the best interest rates
Why use SMART-TOWKAY.COM?

We are #1 in Singapore
*The #1 Business(SMEs) Focused Comparison Site in Singapore
*Non-Biased
*Transparent

Wide Network Of Lenders
*Wide variety of funding and lenders
*Personalised guidance and expertise
*Multiple ways to access funding

We are Fast & Hassle-Free
*Skip The Queue
*Hassle-free Application
*Ease of Application

More Flexible and Simpler
*We offer tailor-made financing solutions, taking into account the specific features of the Client's activities
*We need just a few documents (financial reports and bank statements) to make a decision
SIBOR | COMPOUNDED SORA | |
---|---|---|
1-month | 3.95 | 3.606 |
3-month | 4.08571 | 3.6171 |
6-month | NA | 3.437 |
12-month | NA | NA |
Latest News
Business Guide: Key Employment Terms (KETs) for Employee Contracts in Singapore
2023-05-24 01:36:43In this article, we will provide insights into the common employment terms and practices that can help employers improve their employee relations,...
The Ultimate Guide To Interning In Singapore: How To Find The Best Internships, Get Fair Pay, And Maximize Your Learning Journey
2023-05-23 01:27:16With a robust job market and a wide range of industries, students and graduates have ample opportunities to gain valuable work experience. Here are...
Unlock the Potential of Your Unpaid Invoices with OCBC Short-Term Invoice Financing
2023-05-03 06:17:33With OCBC Short-term Financing, businesses can borrow up to 80% of the value of their unpaid invoices, which can be a valuable source of funding for...
Business Loan Eligibility
We'll Help you run the numbers
Check your business loan eligibility using our proprietory A.I algorithm through Smart-Towkay.Com.
We'll let you know what the Lenders do not what you to know!