- AS OF 28 Oct 2020 - SINGAPORE DAILY COVID CASES: 7 NEW CASES, ALL IMPORTED
- Forced to Remain Closed Even After Phase 3 – The Death of Singapore’s Nightlife Scene is Looming
- SMEs should have received their JSS payout today
- The third payout of the Self-Employed Person Income Relief Scheme (SIRS) will be disbursed within a week from 28 October 2020.
- COVID-19: What to Expect As We Move Towards Phase 3
- Minimum Wage VS Progressive Wage Model – Is There a Point in Comparing Them?
- Countries That Singaporeans Can Travel To Amidst Covid-19 Restrictions
-
FS- BUSINESS TERM LOAN -BTL
9% for 12 months. Application Starts on 1st Nov 2020
- Remote Working: Employers And Employees' Disagreement Over Working From Home
- Natalie Siow Has Become An Influencer, Should Businesses Enable That?
SINGAPORE #1 SME COMPARISON SITE FOR
We Compare Singapore’s most reputable Financial Institutions & Lenders
Our Broad Range of Services
Save Money & Time Get the Best Deal Within 20 Secs 100% Independent
Temporary Business Term Loan
- Boost your Working Capital With Collateral-Free Loans
- Up to 5 years Repayment
- As Low As 1.29% Flat Interest Per Year
- Interest-Only Loan for 6-12 Months
- Get Response within 24 hrs
Property Loan
- Up to 120% Financing For Business Property
- Legal and Valuation Subsidy
- Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
- Calculate Your Total Interest Savings When Refinancing
Corporate Bank Account
- Free Business Internet Banking
- $0 Min Balance Fee
- No Annual Fee
- Apply Online In 5 Mins
Our Milestones
SMEs have used our comparison tools for their business banking needs
Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products
We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages
Through our services, you will definitely buy or refinance your property at the best interest rates
Why use SMART-TOWKAY.COM?
We are #1 in Singapore
*The #1 Business(SMEs) Focused Comparison Site in Singapore
*Non-Biased
*Transparent
Wide Network Of Lenders
*Wide variety of funding and lenders
*Personalised guidance and expertise
*Multiple ways to access funding
We are Fast & Hassle-Free
*Skip The Queue
*Hassle-free Application
*Ease of Application
More Flexible and Simpler
*We offer tailor-made financing solutions, taking into account the specific features of the Client's activities
*We need just a few documents (financial reports and bank statements) to make a decision
| SIBOR | SOR | SORA | |
|---|---|---|---|
| 1-month | 0.25 | 0.13369 | 0.1201 |
| 3-month | 0.40542 | 0.17153 | 0.1114 |
| 6-month | 0.593 | 0.17167 | 0.0954 |
| 12-month | 0.812 | NA | NA |
Latest News
Forced to Remain Closed Even After Phase 3 – The Death of Singapore’s Nightlife Scene is Looming
2020-10-28 10:21:45F&B businesses have been allowed to resume dine-in services since June, and can even serve alcohol and allow its consumption within their premises...
COVID-19: What to Expect As We Move Towards Phase 3
2020-10-27 04:51:28The Covid-19 pandemic has challenged us to do things differently and it has not been easy for everyone. With the re-opening of the economy after a...
Minimum Wage VS Progressive Wage Model – Is There a Point in Comparing Them?
2020-10-26 09:17:11Minimum Wage VS Progressive Wage model? The practicalities of either approach in fulfilling our low-level resolutions become more worthy of...
Business Loan Eligibility
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Check your business loan eligibility using our proprietory A.I algorithm through Smart-Towkay.Com.
We'll let you know what the Lenders do not what you to know!
Words From Our Customers
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I used to depend on loan brokers for my working capital requirement. They usually charge me 3-5% success-based fees, but with Smart-Towkay.Com, I can do my own submission without paying any fees!
Company Director Manufacturing Company
Company Director Fintech
With the loan eligibility calculator, I am able to know what business loans financial institutions can offer me based on my financial profile. And my loan approval was close to the lending report Smart-Towkay.Com generated!
We chose to engage Smart-Towkay team for our financing needs, and they handily managed to secure the amount that we requested. The whole process was streamlined, and we received consistent updates through their user portal. Am impressed by their professionalism.
Financial Manager Construction Company
