- INVESTING 101: Does Investing In Your Own Co-Living Space Live Up To The Hype?
- AS OF 18th Sept 2020 - SINGAPORE DAILY COVID CASES: 11 NEW CASES INCLUDING 1 SINGAPOREAN
- Key Changes to the Professional Conversion Programme (PCP) for SMEs From 1st September 2020
-
***LOWEST HOME LOAN RATES*** RHB 2YR BOARD
Year 1: 1.15%, Year 2: 1.15%, Year 3: 1.65%, Year 4: 2.28%
-
***LOWEST COMMERCIAL PROPERTY LOAN RATES*** SCB 2YR 3M SIBOR
Year 1: 0.99%, Year 2: 0.99%, Year 3: 1.79%, Year 4: 1.79%
- COVID-19: Facebook Grant For Singapore SMEs 2020
- Top 2020 “WFH – Work From Hotel” Options in Singapore To Check Out
- Why Worker’s Party Dr Jamus Lim Should Stick To His Day Job: Remortgaging When Interest Rates Are Low
- Should You Refinance Your Property Loan In 2020? And Should You Opt For a SORA-Pegged Home Loan Now?
- COVID-19: 5 Government Initiatives for SMEs Hiring Local Workers 2020
SINGAPORE #1 SME COMPARISON SITE FOR
We Compare Singapore’s most reputable Financial Institutions & Lenders
Our Broad Range of Services
Save Money & Time Get the Best Deal Within 20 Secs 100% Independent
Temporary Business Term Loan
- Boost your Working Capital With Collateral-Free Loans
- Up to 5 years Repayment
- As Low As 1.29% Flat Interest Per Year
- Interest-Only Loan for 6-12 Months
- Get Response within 24 hrs
Property Loan
- Up to 120% Financing For Business Property
- Legal and Valuation Subsidy
- Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
- Calculate Your Total Interest Savings When Refinancing
Corporate Bank Account
- Free Business Internet Banking
- $0 Min Balance Fee
- No Annual Fee
- Apply Online In 5 Mins
Our Milestones
SMEs have used our comparison tools for their business banking needs
Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products
We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages
Through our services, you will definitely buy or refinance your property at the best interest rates
Why use SMART-TOWKAY.COM?
We are #1 in Singapore
*The #1 Business(SMEs) Focused Comparison Site in Singapore
*Non-Biased
*Transparent
Wide Network Of Lenders
*Wide variety of funding and lenders
*Personalised guidance and expertise
*Multiple ways to access funding
We are Fast & Hassle-Free
*Skip The Queue
*Hassle-free Application
*Ease of Application
More Flexible and Simpler
*We offer tailor-made financing solutions, taking into account the specific features of the Client's activities
*We need just a few documents (financial reports and bank statements) to make a decision
| SIBOR | SOR | SORA | |
|---|---|---|---|
| 1-month | 0.25 | 0.13224 | 0.0963 |
| 3-month | 0.40943 | 0.20045 | 0.1015 |
| 6-month | 0.59338 | 0.20585 | 0.1351 |
| 12-month | 0.81225 | NA | NA |
Latest News
INVESTING 101: Does Investing In Your Own Co-Living Space Live Up To The Hype?
2020-09-19 03:48:22So co-working spaces like WeWork and JustCo are pretty ubiquitous by now, but have you heard of co-living spaces? With the rise of the sharing...
Key Changes to the Professional Conversion Programme (PCP) for SMEs From 1st September 2020
2020-09-18 07:35:26Workforce Singapore (WSG) will be making temporary adjustments to Professional Conversion Programmes salary support funding for new hires on...
COVID-19: Facebook Grant For Singapore SMEs 2020
2020-09-16 04:44:20Facebook Singapore is offering S$4.75 million in grants to support 800 local SMEs. Each grant amounts to S$5,500 which includes S$3,500 in cash and...
Business Loan Eligibility
We'll Help you run the numbers
Check your business loan eligibility using our proprietory A.I algorithm through Smart-Towkay.Com.
We'll let you know what the Lenders do not what you to know!
Words From Our Customers
We love to hear
I used to depend on loan brokers for my working capital requirement. They usually charge me 3-5% success-based fees, but with Smart-Towkay.Com, I can do my own submission without paying any fees!
Company Director Manufacturing Company
Company Director Fintech
With the loan eligibility calculator, I am able to know what business loans financial institutions can offer me based on my financial profile. And my loan approval was close to the lending report Smart-Towkay.Com generated!
We chose to engage Smart-Towkay team for our financing needs, and they handily managed to secure the amount that we requested. The whole process was streamlined, and we received consistent updates through their user portal. Am impressed by their professionalism.
Financial Manager Construction Company
