SINGAPORE #1 SME COMPARISON SITE FOR

We Compare Singapore’s most reputable Financial Institutions & Lenders

Our Broad Range of Services

Save Money & Time Get the Best Deal Within 20 Secs 100% Independent

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Temporary Business Term Loan

  • Boost your Working Capital With Collateral-Free Loans
  • Up to 5 years Repayment
  • As Low As 1.29% Flat Interest Per Year
  • Interest-Only Loan for 6-12 Months
  • Get Response within 24 hrs
Get Loan for Business

Property Loan

  • Up to 120% Financing For Business Property
  • Legal and Valuation Subsidy
  • Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
  • Calculate Your Total Interest Savings When Refinancing
Loan Company

Corporate Bank Account

  • Free Business Internet Banking
  • $0 Min Balance Fee
  • No Annual Fee
  • Apply Online In 5 Mins

Our Milestones

0 Businesses Served

SMEs have used our comparison tools for their business banking and government grant needs

$0 Business Loan Approved

Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products

$0 Mortgage Refinancing Savings

We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages

$0 Mortgage Loan Approved

Through our services, you will definitely buy or refinance your property at the best interest rates

Why use SMART-TOWKAY.COM?

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We are #1 in Singapore

 

*The #1 Business(SMEs) Focused Comparison Site in Singapore

*Non-Biased 

*Transparent

Mortgage Loan Singapore

Wide Network Of Lenders

 

*Wide variety of funding and lenders

*Personalised guidance and expertise

*Multiple ways to access funding

Business Loan Company

We are Fast & Hassle-Free

 

*Skip The Queue 

*Hassle-free Application

*Ease of Application

Unsecured Business Loan

More Flexible and Simpler

 

*We offer tailor-made financing solutions,  taking into account the specific features of the Client's activities

*We need just a few documents (financial reports and bank statements) to make a decision

Latest SIBOR And SORA Rates
UPDATED AS OF 30 May 2023
Click above for historical trend
SIBOR COMPOUNDED SORA
1-month 3.95 3.606
3-month 4.08571 3.6171
6-month NA 3.437
12-month NA NA
Latest Business Loan Rates From As Low
As
  • 6.5%
    Interest Rate
    DBS SME WCL LOAN
  • 6.5%
    Interest Rate
    OCBC SME WCL LOAN
Apply Now
LATEST COMMERCIAL PROPERTY LOAN RATES FROM AS LOW
As
  • 2.37%
    Interest Rate
    MAYBANK 2YR BOARD RATE
  • 3.28%
    Interest Rate
    DBS 2YR FIXED
Apply Now
LATEST RESIDENTIAL LOAN RATES FROM AS LOW AS
  • 0.85%
    Interest Rate
    HSBC 2YR 1M SORA
  • 0.96%
    Interest Rate
    SCB 2YR 3M SORA
Apply Now

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Business Loan Eligibility

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