SINGAPORE #1 SME COMPARISON SITE FOR

We Compare Singapore’s most reputable Financial Institutions & Lenders

Our Broad Range of Services

Save Money & Time Get the Best Deal Within 20 Secs 100% Independent

Get Mortgage Loan

Temporary Business Term Loan

  • Boost your Working Capital With Collateral-Free Loans
  • Up to 5 years Repayment
  • As Low As 1.29% Flat Interest Per Year
  • Interest-Only Loan for 6-12 Months
  • Get Response within 24 hrs
Get Loan for Business

Property Loan

  • Up to 120% Financing For Business Property
  • Legal and Valuation Subsidy
  • Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
  • Calculate Your Total Interest Savings When Refinancing
Loan Company

Corporate Bank Account

  • Free Business Internet Banking
  • $0 Min Balance Fee
  • No Annual Fee
  • Apply Online In 5 Mins

Our Milestones

0 Businesses Served

SMEs have used our comparison tools for their business banking needs

$0 Business Loan Approved

Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products

$0 Mortgage Refinancing Savings

We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages

$0 Mortgage Loan Approved

Through our services, you will definitely buy or refinance your property at the best interest rates

Why use SMART-TOWKAY.COM?

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We are #1 in Singapore

 

*The #1 Business(SMEs) Focused Comparison Site in Singapore

*Non-Biased 

*Transparent

Mortgage Loan Singapore

Wide Network Of Lenders

 

*Wide variety of funding and lenders

*Personalised guidance and expertise

*Multiple ways to access funding

Business Loan Company

We are Fast & Hassle-Free

 

*Skip The Queue 

*Hassle-free Application

*Ease of Application

Unsecured Business Loan

More Flexible and Simpler

 

*We offer tailor-made financing solutions,  taking into account the specific features of the Client's activities

*We need just a few documents (financial reports and bank statements) to make a decision

SIBOR, SOR and SORA Rates
Click above for historical trend
SIBOR SOR SORA
1-month 0.25 0.13246 0.1197
3-month 0.40542 0.17108 0.1187
6-month 0.59338 0.17548 0.0945
12-month 0.81225 NA NA
Latest Business Loan Rates From As Low
As
  • 1.5%
    Interest Rate
    OCBC TEMPORARY BRIDGING LOAN
  • 2.5%
    Interest Rate
    UOB Temporary Bridging Loan
Apply Now
LATEST COMMERCIAL PROPERTY LOAN RATES FROM AS LOW
As
  • 0.99%
    Interest Rate
    SCB 2YR 3M SIBOR
  • 1.21%
    Interest Rate
    MAYBANK 2YR 3M SIBOR
Apply Now
LATEST RESIDENTIAL LOAN RATES FROM AS LOW AS
  • 1.15%
    Interest Rate
    RHB 2YR BOARD
  • 1.175%
    Interest Rate
    RHB 3YR BOARD
Apply Now

Latest News

Remote Working: Employers And Employees' Disagreement Over Working From Home

2020-10-21 11:54:46

A recent survey has revealed that around half of employees in Singapore indicated they would quit their companies if they were not guaranteed remote...

Deadline For Companies to Lodge Their Register of Registrable Controllers (RORC) with ACRA's Central Register: 31st March 2021** New Extension

2020-09-04 09:17:08

Did you know that, by 31st March 2020, all companies need to set up and maintain a Register of Registrable Controllers with ACRA, or risk being fined...

Natalie Siow Has Become An Influencer, Should Businesses Enable That

2020-10-20 04:02:52

Natalie Siow is making the most out of her situation by directing her online influence into entrepreneurial channels. She regularly advertises beauty...

Business Loan Eligibility

We'll Help you run the numbers

Check your business loan eligibility using our proprietory A.I algorithm through Smart-Towkay.Com.
We'll let you know what the Lenders do not what you to know!

What's My Approved Amount

Words From Our Customers

We love to hear

I used to depend on loan brokers for my working capital requirement. They usually charge me 3-5% success-based fees, but with Smart-Towkay.Com, I can do my own submission without paying any fees!

Jamie Lee

Company Director Manufacturing Company
Michael

Company Director Fintech

With the loan eligibility calculator, I am able to know what business loans financial institutions can offer me based on my financial profile. And my loan approval was close to the lending report Smart-Towkay.Com generated!

We chose to engage Smart-Towkay team for our financing needs, and they handily managed to secure the amount that we requested. The whole process was streamlined, and we received consistent updates through their user portal. Am impressed by their professionalism.

Rajit Singh

Financial Manager Construction Company