SINGAPORE #1 SME COMPARISON SITE FOR

We Compare Singapore’s most reputable Financial Institutions & Lenders

Our Broad Range of Services

Save Money & Time Get the Best Deal Within 20 Secs 100% Independent

Get Mortgage Loan

Temporary Business Term Loan

  • Boost your Working Capital With Collateral-Free Loans
  • Up to 5 years Repayment
  • As Low As 1.29% Flat Interest Per Year
  • Interest-Only Loan for 6-12 Months
  • Get Response within 24 hrs
Get Loan for Business

Property Loan

  • Up to 120% Financing For Business Property
  • Legal and Valuation Subsidy
  • Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
  • Calculate Your Total Interest Savings When Refinancing
Loan Company

Corporate Bank Account

  • Free Business Internet Banking
  • $0 Min Balance Fee
  • No Annual Fee
  • Apply Online In 5 Mins

Our Milestones

0 Businesses Served

SMEs have used our comparison tools for their business banking needs

$0 Business Loan Approved

Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products

$0 Mortgage Refinancing Savings

We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages

$0 Mortgage Loan Approved

Through our services, you will definitely buy or refinance your property at the best interest rates

Why use SMART-TOWKAY.COM?

Promotional Mortgage Loan

We are #1 in Singapore

 

*The #1 Business(SMEs) Focused Comparison Site in Singapore

*Non-Biased 

*Transparent

Mortgage Loan Singapore

Wide Network Of Lenders

 

*Wide variety of funding and lenders

*Personalised guidance and expertise

*Multiple ways to access funding

Business Loan Company

We are Fast & Hassle-Free

 

*Skip The Queue 

*Hassle-free Application

*Ease of Application

Unsecured Business Loan

More Flexible and Simpler

 

*We offer tailor-made financing solutions,  taking into account the specific features of the Client's activities

*We need just a few documents (financial reports and bank statements) to make a decision

Latest SIBOR, SOR And SORA Rates
UPDATED AS OF 23 Jan 2021
Click above for historical trend
SIBOR SOR SORA
1-month 0.25 0.12939 0.2624
3-month 0.40536 0.20124 0.1671
6-month 0.59195 0.19831 0.1429
12-month NA NA NA
Latest Business Loan Rates From As Low
As
  • 1.5%
    Interest Rate
    OCBC TEMPORARY BRIDGING LOAN
  • 2.5%
    Interest Rate
    UOB Temporary Bridging Loan
Apply Now
LATEST COMMERCIAL PROPERTY LOAN RATES FROM AS LOW
As
  • 1.21%
    Interest Rate
    MAYBANK 2YR 3M SIBOR
  • 1.32%
    Interest Rate
    DBS 2YR 3M SORA
Apply Now
LATEST RESIDENTIAL LOAN RATES FROM AS LOW AS
  • 1.05%
    Interest Rate
    RHB 2YR 1M SIBOR
  • 1.09%
    Interest Rate
    CITIBANK 2YR 1M SIBOR LOCK-IN
Apply Now

Latest News

Complete Guide To EDG Strategic Brand And Marketing Development Grant - What Are Claimable?

2021-01-21 02:52:03

In this age of ever-increasing technological advancement, businesses have long since known that they need to modernise and step into the digital...

P-Max Grant: Claim Up to S$10,000 For SMEs to Hire/ Retain New Local PMETs - **EXTENDED** Till April 2021

2020-05-14 06:39:52

P-Max is a Place-and-Train Programme that aims to help SMEs to better recruit, train, manage and retain their newly-hired PMETs. Claim up to S$10,000...

Forced to Remain Closed Even After Phase 3 – The Death of Singapore’s Nightlife Scene is Looming

2020-10-28 10:21:45

F&B businesses have been allowed to resume dine-in services since June, and can even serve alcohol and allow its consumption within their premises...

Business Loan Eligibility

We'll Help you run the numbers

Check your business loan eligibility using our proprietory A.I algorithm through Smart-Towkay.Com.
We'll let you know what the Lenders do not what you to know!

What's My Approved Amount