SINGAPORE #1 SME COMPARISON SITE FOR

We Compare Singapore’s most reputable Financial Institutions & Lenders

Our Broad Range of Services

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Temporary Business Term Loan

  • Boost your Working Capital With Collateral-Free Loans
  • Up to 5 years Repayment
  • As Low As 1.29% Flat Interest Per Year
  • Interest-Only Loan for 6-12 Months
  • Get Response within 24 hrs
Get Loan for Business

Property Loan

  • Up to 120% Financing For Business Property
  • Legal and Valuation Subsidy
  • Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
  • Calculate Your Total Interest Savings When Refinancing
Loan Company

Corporate Bank Account

  • Free Business Internet Banking
  • $0 Min Balance Fee
  • No Annual Fee
  • Apply Online In 5 Mins

Our Milestones

0 Businesses Served

SMEs have used our comparison tools for their business banking and government grant needs

$0 Business Loan Approved

Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products

$0 Mortgage Refinancing Savings

We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages

$0 Mortgage Loan Approved

Through our services, you will definitely buy or refinance your property at the best interest rates

Why use SMART-TOWKAY.COM?

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We are #1 in Singapore

 

*The #1 Business(SMEs) Focused Comparison Site in Singapore

*Non-Biased 

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Mortgage Loan Singapore

Wide Network Of Lenders

 

*Wide variety of funding and lenders

*Personalised guidance and expertise

*Multiple ways to access funding

Business Loan Company

We are Fast & Hassle-Free

 

*Skip The Queue 

*Hassle-free Application

*Ease of Application

Unsecured Business Loan

More Flexible and Simpler

 

*We offer tailor-made financing solutions,  taking into account the specific features of the Client's activities

*We need just a few documents (financial reports and bank statements) to make a decision

Latest SIBOR, SOR And SORA Rates
UPDATED AS OF 21 Sep 2021
Click above for historical trend
SIBOR SOR SORA
1-month 0.265 0.19985 0.1486
3-month 0.43607 0.24071 0.1695
6-month 0.59193 0.27153 0.1835
12-month NA NA NA
Latest Business Loan Rates From As Low
As
  • 3.25%
    Interest Rate
    UOB Temporary Bridging Loan
  • 3.5%
    Interest Rate
    OCBC TEMPORARY BRIDGING LOAN
Apply Now
LATEST COMMERCIAL PROPERTY LOAN RATES FROM AS LOW
As
  • 1.235%
    Interest Rate
    SCB 1YR FIXED
  • 1.23%
    Interest Rate
    MAYBANK 2YR 3M SIBOR
Apply Now
LATEST RESIDENTIAL LOAN RATES FROM AS LOW AS
  • 0.93%
    Interest Rate
    DBS 2YR 3M SORA
  • 0.88%
    Interest Rate
    SCB 2YR 3M SORA
Apply Now

Latest News

New Requirements for Retrenchment Notifications – What Must Employers Do When Laying Off Workers?

2021-09-15 00:46:57

The Ministry of Manpower (MOM) has just mandated new changes to the filing of mandatory retrenchment notifications. Previously, companies were only...

2021 Edition- Financing Your Business With A Personal Loan – Should You Do This?

2021-09-14 00:59:55

Financing Your Business With A Personal Loan – Should You Do This? What are the pros and cons? Does it make sense at all getting a personal loan...

New Update: What You Need to Know About the Senior Worker Support Package 2021: Up to S$250,000 Grants for Companies

2020-07-28 07:47:50

Singapore is currently facing an increasingly ageing population. As part of an effort to promote employment and retention for senior Singaporean...

Business Loan Eligibility

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