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We Compare Singapore’s most reputable Financial Institutions & Lenders

Our Broad Range of Services

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Temporary Business Term Loan

  • Boost your Working Capital With Collateral-Free Loans
  • Up to 5 years Repayment
  • As Low As 1.29% Flat Interest Per Year
  • Interest-Only Loan for 6-12 Months
  • Get Response within 24 hrs
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Property Loan

  • Up to 120% Financing For Business Property
  • Legal and Valuation Subsidy
  • Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
  • Calculate Your Total Interest Savings When Refinancing
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  • $0 Min Balance Fee
  • No Annual Fee
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Our Milestones

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SMEs have used our comparison tools for their business banking and government grant needs

$0 Business Loan Approved

Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products

$0 Mortgage Refinancing Savings

We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages

$0 Mortgage Loan Approved

Through our services, you will definitely buy or refinance your property at the best interest rates

Why use SMART-TOWKAY.COM?

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We are #1 in Singapore

 

*The #1 Business(SMEs) Focused Comparison Site in Singapore

*Non-Biased 

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Mortgage Loan Singapore

Wide Network Of Lenders

 

*Wide variety of funding and lenders

*Personalised guidance and expertise

*Multiple ways to access funding

Business Loan Company

We are Fast & Hassle-Free

 

*Skip The Queue 

*Hassle-free Application

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Unsecured Business Loan

More Flexible and Simpler

 

*We offer tailor-made financing solutions,  taking into account the specific features of the Client's activities

*We need just a few documents (financial reports and bank statements) to make a decision

Latest SIBOR And SORA Rates
UPDATED AS OF 26 Feb 2024
Click above for historical trend
SIBOR COMPOUNDED SORA
1-month 4.025 3.7698
3-month 4.05644 3.7479
6-month NA 3.7308
12-month NA NA
Latest Business Loan Rates From As Low
As
  • 7.75%
    Interest Rate
    DBS SME WCL LOAN
  • 6.5%
    Interest Rate
    OCBC SME WCL LOAN
Apply Now
LATEST COMMERCIAL PROPERTY LOAN RATES FROM AS LOW
As
  • 2.37%
    Interest Rate
    MAYBANK 2YR BOARD RATE
  • 3.28%
    Interest Rate
    DBS 2YR FIXED
Apply Now
LATEST RESIDENTIAL LOAN RATES FROM AS LOW AS
  • 0.85%
    Interest Rate
    HSBC 2YR 1M SORA
  • 0.96%
    Interest Rate
    SCB 2YR 3M SORA
Apply Now

Latest News

SME Matters: Why SMEs in Singapore Should Consider Having Multiple Business Bank Accounts

SME Matters: Why SMEs in Singapore Should Consider Having Multiple Business Bank Accounts

2024-02-06 06:03:27

In this article, we will discuss the benefits of having multiple accounts for different purposes, provide tips for choosing the right bank accounts...

Banker's Guarantees vs Insurance Bonds: What You Need To Know In 2024

Banker's Guarantees vs Insurance Bonds: What You Need To Know In 2024

2024-01-22 05:38:40

A banker's guarantee, also known as a bank guarantee or standby letter of credit, is a financial instrument provided by a bank on behalf of its...

Do You Really Need A Business Loan Broker In Singapore? - Loan Broker Singapore

Do You Really Need A Business Loan Broker In Singapore? - Loan Broker Singapore

2020-04-28 08:55:49

Is it worthwhile to engage a loan broker to secure a business loan for you? Note that Loan Broking Industry is not regulated like Insurance or...

Business Loan Eligibility

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Check your business loan eligibility using our proprietory A.I algorithm through Smart-Towkay.Com.
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