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We Compare Singapore’s most reputable Financial Institutions & Lenders

Our Broad Range of Services

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Temporary Business Term Loan

  • Boost your Working Capital With Collateral-Free Loans
  • Up to 5 years Repayment
  • As Low As 1.29% Flat Interest Per Year
  • Interest-Only Loan for 6-12 Months
  • Get Response within 24 hrs
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Property Loan

  • Up to 120% Financing For Business Property
  • Legal and Valuation Subsidy
  • Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
  • Calculate Your Total Interest Savings When Refinancing
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Corporate Bank Account

  • Free Business Internet Banking
  • $0 Min Balance Fee
  • No Annual Fee
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Our Milestones

0 Businesses Served

SMEs have used our comparison tools for their business banking and government grant needs

$0 Business Loan Approved

Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products

$0 Mortgage Refinancing Savings

We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages

$0 Mortgage Loan Approved

Through our services, you will definitely buy or refinance your property at the best interest rates

Why use SMART-TOWKAY.COM?

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We are #1 in Singapore

 

*The #1 Business(SMEs) Focused Comparison Site in Singapore

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Mortgage Loan Singapore

Wide Network Of Lenders

 

*Wide variety of funding and lenders

*Personalised guidance and expertise

*Multiple ways to access funding

Business Loan Company

We are Fast & Hassle-Free

 

*Skip The Queue 

*Hassle-free Application

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Unsecured Business Loan

More Flexible and Simpler

 

*We offer tailor-made financing solutions,  taking into account the specific features of the Client's activities

*We need just a few documents (financial reports and bank statements) to make a decision

Latest SIBOR And SORA Rates
UPDATED AS OF 26 Jun 2022
Click above for historical trend
SORA SIBOR
1-month 0.807 -
3-month 0.6767 1.41819
6-month 0.4661 1.30929
12-month NA NA
Latest Business Loan Rates From As Low
As
  • 3.25%
    Interest Rate
    UOB Temporary Bridging Loan
  • 3.5%
    Interest Rate
    OCBC TEMPORARY BRIDGING LOAN
Apply Now
LATEST COMMERCIAL PROPERTY LOAN RATES FROM AS LOW
As
  • 1.235%
    Interest Rate
    SCB 1YR FIXED
  • 1.36%
    Interest Rate
    DBS 2YR 3M SORA
Apply Now
LATEST RESIDENTIAL LOAN RATES FROM AS LOW AS
  • 0.85%
    Interest Rate
    HSBC 2YR 1M SORA
  • 0.96%
    Interest Rate
    SCB 2YR 3M SORA
Apply Now

Latest News

Singapore Businesses’ Guide to Hiring Interns + Grants For Interns 2022

2021-03-22 03:33:01

Are there any grants available for hiring interns? One potential stopgap might be to offer internships to students or graduates from a relevant...

New Update: What You Need to Know About the Senior Worker Support Package 2022: Up to S$250,000 Grants for Companies

2020-07-28 07:47:50

Singapore is currently facing an increasingly ageing population. As part of an effort to promote employment and retention for senior Singaporean...

Property Tax In Singapore – What Are The Rates And How Are They Calculated? 2022 Edition

2021-07-06 00:47:14

2022 Edition:- Unlike stamp duties, which are one-time charges imposed at the point of a property purchase, property tax is a yearly affair (as with...

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