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We Compare Singapore’s most reputable Financial Institutions & Lenders

Our Broad Range of Services

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Temporary Business Term Loan

  • Boost your Working Capital With Collateral-Free Loans
  • Up to 5 years Repayment
  • As Low As 1.29% Flat Interest Per Year
  • Interest-Only Loan for 6-12 Months
  • Get Response within 24 hrs
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Property Loan

  • Up to 120% Financing For Business Property
  • Legal and Valuation Subsidy
  • Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
  • Calculate Your Total Interest Savings When Refinancing
Loan Company

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  • $0 Min Balance Fee
  • No Annual Fee
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Our Milestones

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Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products

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We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages

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Through our services, you will definitely buy or refinance your property at the best interest rates

Why use SMART-TOWKAY.COM?

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We are #1 in Singapore

 

*The #1 Business(SMEs) Focused Comparison Site in Singapore

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Mortgage Loan Singapore

Wide Network Of Lenders

 

*Wide variety of funding and lenders

*Personalised guidance and expertise

*Multiple ways to access funding

Business Loan Company

We are Fast & Hassle-Free

 

*Skip The Queue 

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Unsecured Business Loan

More Flexible and Simpler

 

*We offer tailor-made financing solutions,  taking into account the specific features of the Client's activities

*We need just a few documents (financial reports and bank statements) to make a decision

Latest SIBOR And SORA Rates
UPDATED AS OF 09 Dec 2023
Click above for historical trend
SIBOR COMPOUNDED SORA
1-month 4.025 3.7698
3-month 4.05644 3.7479
6-month NA 3.7308
12-month NA NA
Latest Business Loan Rates From As Low
As
  • 7.75%
    Interest Rate
    DBS SME WCL LOAN
  • 6.5%
    Interest Rate
    OCBC SME WCL LOAN
Apply Now
LATEST COMMERCIAL PROPERTY LOAN RATES FROM AS LOW
As
  • 2.37%
    Interest Rate
    MAYBANK 2YR BOARD RATE
  • 3.28%
    Interest Rate
    DBS 2YR FIXED
Apply Now
LATEST RESIDENTIAL LOAN RATES FROM AS LOW AS
  • 0.85%
    Interest Rate
    HSBC 2YR 1M SORA
  • 0.96%
    Interest Rate
    SCB 2YR 3M SORA
Apply Now

Latest News

How to Get Small Business Loans with Low or Smallish Revenue in Singapore - 2023 Edition

How to Get Small Business Loans with Low or Smallish Revenue in Singapore - 2023 Edition

2023-11-29 07:29:19

In this blog post, we'll explore a financing option that goes beyond the conventional, offering a lifeline to entrepreneurs in the early stages of...

Which Digital Bank Account Is Most Valued For Buck For SMEs? ANEXT Bank Vs GLDB Vs MariBank

Which Digital Bank Account Is Most Valued For Buck For SMEs? ANEXT Bank Vs GLDB Vs MariBank

2023-11-27 04:25:49

Embarking on the journey of choosing a digital bank account for your SME? The landscape is dynamic, and three contenders have been making waves:...

Why BNPL Is Not As Sustainable As You Think? - A Perspective On Why Pace Failed

Why BNPL Is Not As Sustainable As You Think? - A Perspective On Why Pace Failed

2023-11-09 07:09:28

In a surprising turn of events, Singaporean Buy-Now-Pay-Later (BPNL) startup Pace recently faced failure and subsequent liquidation. Several factors...

Business Loan Eligibility

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