SORA rate | Residential Loan - Home Loan Comparison | Online Property Loan in Singapore

	SIBOR	SOR	SORA
1-month	0.25	0.12662	0.1162
3-month	0.40547	0.18257	0.1147
6-month	0.593	0.18252	0.105
12-month	0.812	NA	NA

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

RHB 2YR 1M SIBOR

1.05%2 Year Average

$2,310.642 Year Average

$72,359.92

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.05%
  
  $2310.642/mth
  
  1M SIBOR + 0.80%
- Year 2
  
  1.05%
  
  $2310.642/mth
  
  1M SIBOR + 0.80%
- Year 3
  
  1.20%
  
  $2341.099/mth
  
  1M SIBOR + 0.95%
- Year 4
  
  1.50%
  
  $2396.134/mth
  
  1M SIBOR + 1.25%

Features

Subsidy Comment	- Partial Payment Penalty waiver for 20% of Original Loan amount paid during lock in

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CITIBANK 2YR Lock-in 1M SIBOR Citigold Members/New To Bank with $250k deposits

1.09%2 Year Average

$2,319.602 Year Average

$72,317.03

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.09%
  
  $2319.603/mth
- Year 2
  
  1.09%
  
  $2319.603/mth
- Year 3
  
  1.09%
  
  $2319.603/mth

Features

Subsidy Comment	- Citigold Clients Only Or New To Bank with $250k deposits - Min Loan 800k

Details

Citigold Members/New To Bank with $250k deposits

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

RHB 2YR BOARD

1.15%2 Year Average

$2,333.092 Year Average

$106,637.15

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.15%
  
  $2333.086/mth
- Year 2
  
  1.15%
  
  $2333.086/mth
  
  Board + 1.150%
- Year 3
  
  1.65%
  
  $2436.258/mth
  
  Board + 1.650%
- Year 4
  
  2.28%
  
  $2555.922/mth
  
  Board + 2.280%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

RHB 3YR BOARD

1.175%2 Year Average

$2,338.722 Year Average

$106,410.14

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.15%
  
  $2333.086/mth
  
  Board + 1.150%
- Year 2
  
  1.20%
  
  $2343.819/mth
  
  Board + 1.200%
- Year 3
  
  1.25%
  
  $2354.04/mth
  
  Board + 1.250%
- Year 4
  
  2.28%
  
  $2559.014/mth
  
  Board + 2.280%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

MAYBANK 1YR 3M SIBOR

1.26%2 Year Average

$2,357.932 Year Average

$83,808.94

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.26%
  
  $2357.934/mth
  
  3M SIBOR + 0.850%
- Year 2
  
  1.26%
  
  $2357.934/mth
  
  3M SIBOR + 0.850%
- Year 3
  
  1.66%
  
  $2440.826/mth
  
  3M SIBOR + 1.250%
- Year 4
  
  1.66%
  
  $2440.826/mth
  
  3M SIBOR + 1.250%

Features

Subsidy Comment	- For S$1M and above loan size - Cash Gift for refinancing of completed properties at 0.40% of loan amount or S$2,000 ( Lowest amount)

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

SCB 2YR 3M SIBOR

1.26%2 Year Average

$2,357.932 Year Average

$65,904.27

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.26%
  
  $2357.934/mth
  
  3M SIBOR + 0.850%
- Year 2
  
  1.26%
  
  $2357.934/mth
  
  3M SIBOR + 0.850%
- Year 3
  
  1.26%
  
  $2357.934/mth
  
  3M SIBOR + 0.850%
- Year 4
  
  1.26%
  
  $2357.934/mth
  
  3M SIBOR + 0.850%

Features

Subsidy Comment	- Refinancing Only - Min Loan $500k, Valuation Subsidy $350 - Min Loan $1m, Valuation Subsidy $500 - Choose: Free Conversion after Lock-in OR Waiver of Penalty Due to Sale (For SIBOR Only)

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CIMB 2YR FIXED RATES

1.3%2 Year Average

$2,367.012 Year Average

$99,751.21

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.30%
  
  $2367.012/mth
- Year 2
  
  1.30%
  
  $2367.012/mth
- Year 3
  
  2.00%
  
  $2513.625/mth
  
  Board + 2.000% = 2.00%
- Year 4
  
  2.00%
  
  $2513.625/mth
  
  Board + 2.000% = 2.00%

Features

Subsidy Comment	- Free Conversion within 3 months from lock-in expiry - Loan Amt > $750k - Valuation Subsidy of $500

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

RHB 3YR BOARD Home Plus Savings Acc

1.3%2 Year Average

$2,367.012 Year Average

$108,204.63

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.25%
  
  $2355.669/mth
  
  Board + 1.250%
- Year 2
  
  1.35%
  
  $2377.301/mth
  
  Board + 1.250%
- Year 3
  
  1.35%
  
  $2377.301/mth
  
  Board + 1.350%
- Year 4
  
  2.28%
  
  $2563.144/mth
  
  Board + 2.280%

Features

Subsidy Comment	- 1 x Free Conversion if Board Rate Increase - Home Plus Saving Account - 1% interest for first $5m deposits

Details

Home Plus Savings Acc

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

HSBC 2YR 1M SIBOR

1.3%2 Year Average

$2,367.012 Year Average

$68,082.76

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.30%
  
  $2367.012/mth
  
  1M SIBOR + 1.050%
- Year 2
  
  1.30%
  
  $2367.012/mth
  
  1M SIBOR + 1.050%
- Year 3
  
  1.30%
  
  $2367.012/mth
  
  1M SIBOR + 1.050%
- Year 4
  
  1.30%
  
  $2367.012/mth
  
  1M SIBOR + 1.050%

Features

Subsidy Comment	- 1 x Free Conversion Anytime - SmartMortgage interest offset feature (Not applicable for Equity Loan) - Partial Payment up to 30% of Original Loan amount during lock in - 50% Waiver of Penalty Due to Sale

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

OCBC 2YR 3M SORA

1.35%2 Year Average

$2,378.392 Year Average

$77,507.83

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.30%
  
  $2367.012/mth
  
  3m SORA + 1.200%
- Year 2
  
  1.40%
  
  $2388.712/mth
  
  3m SORA + 1.300%
- Year 3
  
  1.50%
  
  $2409.441/mth
  
  3m SORA + 1.400%
- Year 4
  
  1.50%
  
  $2409.441/mth
  
  3m SORA + 1.400%

Features

Subsidy Comment	- Free Conversion After 12 months - 50% Partial Payment Penalty Waiver

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

RHB 2YR BOARD Home Plus Savings Acc

1.35%2 Year Average

$2,378.392 Year Average

$108,738.60

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.35%
  
  $2378.389/mth
  
  Board + 1.350%
- Year 2
  
  1.35%
  
  $2378.389/mth
  
  Board + 1.350%
- Year 3
  
  1.65%
  
  $2440.745/mth
  
  Board + 1.650%
- Year 4
  
  2.28%
  
  $2560.629/mth
  
  Board + 2.280%

Features

Subsidy Comment	- 1 x Free Conversion if Board Rate Increase - Home Plus Saving Account - 1% interest for first $5m deposits

Details

Home Plus Savings Acc

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

UOB 2YR FIXED

1.35%2 Year Average

$2,378.392 Year Average

$88,943.42

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.35%
  
  $2378.389/mth
- Year 2
  
  1.35%
  
  $2378.389/mth
- Year 3
  
  1.35%
  
  $2378.389/mth
  
  MLCR + 0.50%
- Year 4
  
  1.80%
  
  $2467.262/mth
  
  MLCR + 0.50%

Features

Subsidy Comment	- 1 x Free Conversion After Lock in Period

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

SCB 3YR FIXED

1.38%2 Year Average

$2,385.232 Year Average

$86,141.99

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.38%
  
  $2385.232/mth
- Year 2
  
  1.38%
  
  $2385.232/mth
- Year 3
  
  1.38%
  
  $2385.232/mth
- Year 4
  
  1.72%
  
  $2452.322/mth
  
  FDR36(SCB) + 1.000%

Features

Subsidy Comment	- Refinancing Only - Min Loan $500k, Valuation Subsidy $350 - Min Loan $1m, Valuation Subsidy $500 - Choose: Free Conversion after Lock-in OR Waiver of Penalty Due to Sale (For SIBOR Only)

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

BOC 2YR 3M SIBOR

1.38%2 Year Average

$2,385.232 Year Average

$73,348.41

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.38%
  
  $2385.232/mth
  
  3M SIBOR + 1.00%
- Year 2
  
  1.38%
  
  $2385.232/mth
  
  3M SIBOR + 1.00%
- Year 3
  
  1.40%
  
  $2389.365/mth
  
  3M SIBOR + 1.00%
- Year 4
  
  1.40%
  
  $2389.365/mth
  
  3M SIBOR + 1.00%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

SCB 2YR FDR36

1.4%2 Year Average

$2,389.802 Year Average

$73,552.12

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.40%
  
  $2389.8/mth
  
  FDR36(SCB) + 0.680%
- Year 2
  
  1.40%
  
  $2389.8/mth
  
  FDR36(SCB) + 0.680%
- Year 3
  
  1.40%
  
  $2389.8/mth
  
  FDR36(SCB) + 0.680%
- Year 4
  
  1.40%
  
  $2389.8/mth
  
  FDR36(SCB) + 0.680%

Features

Subsidy Comment	- Refinancing Only - Min Loan $600k, Valuation Subsidy $350 - Min Loan $1m, Valuation Subsidy $500 - Choose: Free Conversion after Lock-in OR Waiver of Penalty Due to Sale (For SIBOR Only)

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

UOB 2YR 3M SIBOR

1.4%2 Year Average

$2,389.802 Year Average

$73,552.12

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.40%
  
  $2389.8/mth
  
  3M SIBOR + 1.00%
- Year 2
  
  1.40%
  
  $2389.8/mth
  
  3M SIBOR + 1.00%
- Year 3
  
  1.40%
  
  $2389.8/mth
  
  3M SIBOR + 1.00%
- Year 4
  
  1.40%
  
  $2389.8/mth
  
  3M SIBOR + 1.00%

Features

Subsidy Comment	- 1x Free Conversion After Lock in period - Partial Pre-Payment During Lock in allowed

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

OCBC 2YR 3M SIBOR

1.41%2 Year Average

$2,392.092 Year Average

$74,100.87

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.41%
  
  $2392.087/mth
  
  3M SIBOR + 1.000%
- Year 2
  
  1.41%
  
  $2392.087/mth
  
  3M SIBOR + 1.000%
- Year 3
  
  1.41%
  
  $2392.087/mth
  
  3M SIBOR + 1.000%
- Year 4
  
  1.41%
  
  $2392.087/mth
  
  3M SIBOR + 1.000%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CIMB 3YR FIXED RATES

1.45%2 Year Average

$2,401.252 Year Average

$98,659.23

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.45%
  
  $2401.247/mth
  
  Fixed Rate = 1.45%
- Year 2
  
  1.45%
  
  $2401.247/mth
  
  Fixed Rate = 1.45%
- Year 3
  
  1.45%
  
  $2401.247/mth
  
  Fixed Rate = 1.45%
- Year 4
  
  2.00%
  
  $2510.855/mth
  
  Board + 2.000% = 2.00%

Features

Subsidy Comment	- Free Conversion within 3 months from lock-in expiry - Loan Amt > $750k - Valuation Subsidy of $500

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

RHB 1YR FIXED

1.475%2 Year Average

$2,406.982 Year Average

$111,516.07

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.45%
  
  $2401.247/mth
  
  Fixed Rate
- Year 2
  
  1.50%
  
  $2412.182/mth
  
  Board + 1.500%
- Year 3
  
  1.65%
  
  $2443.523/mth
  
  Board + 1.650%
- Year 4
  
  2.28%
  
  $2570.748/mth
  
  Board + 2.280%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

BOC 2YR FIXED

1.48%2 Year Average

$2,408.132 Year Average

$74,367.14

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.48%
  
  $2408.131/mth
- Year 2
  
  1.48%
  
  $2408.131/mth
- Year 3
  
  1.40%
  
  $2391.537/mth
  
  3M SIBOR + 0.85%
- Year 4
  
  1.40%
  
  $2391.537/mth
  
  3M SIBOR + 0.85%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

OCBC 1YR BOARD

1.5%2 Year Average

$2,412.732 Year Average

$98,555.16

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.45%
  
  $2401.247/mth
  
  Board + 1.450%
- Year 2
  
  1.55%
  
  $2423.149/mth
  
  Board + 1.550%
- Year 3
  
  1.75%
  
  $2465.115/mth
  
  Board + 1.750%
- Year 4
  
  1.95%
  
  $2505.299/mth
  
  Board + 1.950%

Features

Subsidy Comment	- 1 x Free Conversion after 1 year lock in or when MBR increase - Waiver of Partial Payment Penalty for 1st 50% of loan

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

SCB 2YR FIXED

1.5%2 Year Average

$2,412.732 Year Average

$89,004.23

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
- Year 2
  
  1.50%
  
  $2412.727/mth
- Year 3
  
  1.72%
  
  $2458.791/mth
  
  FDR36(SCB) + 1.000%
- Year 4
  
  1.72%
  
  $2458.791/mth
  
  FDR36(SCB) + 1.000%

Features

Subsidy Comment	- Refinancing Only - Min Loan $600k, Valuation Subsidy $350 - Min Loan $1m, Valuation Subsidy $500 - Free Conversion after Lock-in

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

DBS 3YR FIXED

1.5%2 Year Average

$2,412.732 Year Average

$91,212.68

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
- Year 2
  
  1.50%
  
  $2412.727/mth
- Year 3
  
  1.50%
  
  $2412.727/mth
- Year 4
  
  1.80%
  
  $2472.326/mth
  
  FHR24(DBS) + 0.900%

Features

Subsidy Comment	- Waiver of penalty due to sale - Free Conversion after 18 months

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

MAYBANK 2YR FIXED

1.5%2 Year Average

$2,412.732 Year Average

$137,149.44

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
- Year 2
  
  1.50%
  
  $2412.727/mth
- Year 3
  
  2.75%
  
  $2681.685/mth
  
  SRFR2 - 2.10%
- Year 4
  
  2.75%
  
  $2681.685/mth
  
  SRFR2 - 2.10%

Features

Subsidy Comment	- Min Loan Amount = S$100k - Min Loan Tenure = 5 YRS - Cash Gift for refinancing of completed properties at 0.40% of loan amount or S$2,000 ( Lowest amount)

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CIMB 2YR 1M SIBOR For CIMB Preferred Customers

1.5%2 Year Average

$2,412.732 Year Average

$91,212.68

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
  
  1M SIBOR + 1.250% = 1.50%
- Year 2
  
  1.50%
  
  $2412.727/mth
  
  1M SIBOR + 1.250% = 1.50%
- Year 3
  
  1.50%
  
  $2412.727/mth
  
  1M SIBOR + 1.250% = 1.50%
- Year 4
  
  1.80%
  
  $2472.326/mth
  
  1M SIBOR + 1.550% = 1.80%

Features

Subsidy Comment	Existing CIMB Preferred Customer ($250k AUM to qualify)

Details

For CIMB Preferred Customers

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CITIBANK 2YR 1M SIBOR

1.5%2 Year Average

$2,412.732 Year Average

$79,054.49

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
  
  1M SIBOR + 1.250%
- Year 2
  
  1.50%
  
  $2412.727/mth
  
  1M SIBOR + 1.250%
- Year 3
  
  1.50%
  
  $2412.727/mth
  
  1M SIBOR + 1.250%
- Year 4
  
  1.50%
  
  $2412.727/mth
  
  1M SIBOR + 1.250%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

DBS 2YR FHR24

1.5%2 Year Average

$2,412.732 Year Average

$92,651.56

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
  
  FHR24(DBS) + 0.600%
- Year 2
  
  1.50%
  
  $2412.727/mth
  
  FHR24(DBS) + 0.600%
- Year 3
  
  1.80%
  
  $2475.676/mth
  
  FHR24(DBS) + 0.900%
- Year 4
  
  1.80%
  
  $2475.676/mth
  
  FHR24(DBS) + 0.900%

Features

Subsidy Comment	- Waiver of Penalty Due to Sale - 1 x Free conversion after 2 years

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

DBS 5YR FIXED

1.5%2 Year Average

$2,412.732 Year Average

$79,054.49

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
- Year 2
  
  1.50%
  
  $2412.727/mth
- Year 3
  
  1.50%
  
  $2412.727/mth
- Year 4
  
  1.50%
  
  $2412.727/mth

Features

Subsidy Comment	- Waiver of penalty due to sale - Free Conversion after 30 months - Partial Payment Allowed during Lock in

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

DBS 2YR FIXED

1.5%2 Year Average

$2,412.732 Year Average

$92,651.56

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
- Year 2
  
  1.50%
  
  $2412.727/mth
- Year 3
  
  1.80%
  
  $2475.676/mth
  
  FHR24(DBS) + 0.900%
- Year 4
  
  1.80%
  
  $2475.676/mth
  
  FHR24(DBS) + 0.900%

Features

Subsidy Comment	- Free Conversion after lock in

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

MAYBANK 3YR FIXED

1.5%2 Year Average

$2,412.732 Year Average

$130,937.58

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
- Year 2
  
  1.50%
  
  $2412.727/mth
- Year 3
  
  1.50%
  
  $2412.727/mth
- Year 4
  
  2.75%
  
  $2667.056/mth
  
  SRFR2 - 2.10%

Features

Subsidy Comment	- Min Loan Amount = S$100k - Min Loan Tenure = 5 YRS - Cash Gift for refinancing of completed properties at 0.40% of loan amount or S$2,000 ( Lowest amount)

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

MAYBANK 4YR FIXED

1.5%2 Year Average

$2,412.732 Year Average

$79,054.49

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
- Year 2
  
  1.50%
  
  $2412.727/mth
- Year 3
  
  1.50%
  
  $2412.727/mth
- Year 4
  
  1.50%
  
  $2412.727/mth

Features

Subsidy Comment	- Min Loan Amount = S$100k - Min Loan Tenure = 5 YRS - Cash Gift for refinancing of completed properties at 0.40% of loan amount or S$2,000 ( Lowest amount)

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

MAYBANK 5YR FIXED

1.5%2 Year Average

$2,412.732 Year Average

$79,054.49

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.50%
  
  $2412.727/mth
- Year 2
  
  1.50%
  
  $2412.727/mth
- Year 3
  
  1.50%
  
  $2412.727/mth
- Year 4
  
  1.50%
  
  $2412.727/mth

Features

Subsidy Comment	- Min Loan Amount = S$100k - Min Loan Tenure = 5 YRS - Cash Gift for refinancing of completed properties at 0.40% of loan amount or S$2,000 ( Lowest amount)

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

SCB 5YR FIXED

1.55%2 Year Average

$2,424.242 Year Average

$81,818.04

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.55%
  
  $2424.242/mth
- Year 2
  
  1.55%
  
  $2424.242/mth
- Year 3
  
  1.55%
  
  $2424.242/mth
- Year 4
  
  1.55%
  
  $2424.242/mth

Features

Subsidy Comment	- Refinancing Only - Min Loan $500k, Valuation Subsidy $350 - Min Loan $1m, Valuation Subsidy $500 - Choose: Free Conversion after Lock-in OR Waiver of Penalty Due to Sale (For SIBOR Only)

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

OCBC 2YR FIXED

1.55%2 Year Average

$2,424.242 Year Average

$98,629.46

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.55%
  
  $2424.242/mth
- Year 2
  
  1.55%
  
  $2424.242/mth
  
  Fixed Rate = 1.55%
- Year 3
  
  1.75%
  
  $2466.227/mth
  
  Board + 1.750%
- Year 4
  
  1.95%
  
  $2504.181/mth
  
  Board + 1.950%

Features

Subsidy Comment	- Free Conversion if MBR increase

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

HSBC 2YR FIXED

1.55%2 Year Average

$2,424.242 Year Average

$79,566.09

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.55%
  
  $2424.242/mth
- Year 2
  
  1.55%
  
  $2424.242/mth
- Year 3
  
  1.50%
  
  $2413.816/mth
  
  1M SIBOR + 1.250%
- Year 4
  
  1.50%
  
  $2413.816/mth
  
  1M SIBOR + 1.250%

Features

Subsidy Comment	- Free conversion after lock in period

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CITIBANK 2YR FIXED

1.55%2 Year Average

$2,424.242 Year Average

$80,466.14

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.55%
  
  $2424.242/mth
- Year 2
  
  1.55%
  
  $2424.242/mth
- Year 3
  
  1.52%
  
  $2417.983/mth
  
  1M SIBOR + 1.270%
- Year 4
  
  1.52%
  
  $2417.983/mth
  
  1M SIBOR + 1.270%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

HSBC 3YR FIXED

1.55%2 Year Average

$2,424.242 Year Average

$79,803.26

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.55%
  
  $2424.242/mth
- Year 2
  
  1.55%
  
  $2424.242/mth
  
  1M SIBOR + 1.250%
- Year 3
  
  1.55%
  
  $2424.242/mth
  
  1M SIBOR + 1.250%
- Year 4
  
  1.50%
  
  $2414.365/mth
  
  1M SIBOR + 1.250%

Features

Subsidy Comment	- Free conversion after lock in period

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

MAYBANK 2YR BOARD

1.6%2 Year Average

$2,435.792 Year Average

$95,976.69

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.60%
  
  $2435.791/mth
  
  Board + 1.600%
- Year 2
  
  1.60%
  
  $2435.791/mth
  
  Board + 1.600%
- Year 3
  
  1.85%
  
  $2488.508/mth
  
  Board + 1.850%
- Year 4
  
  1.85%
  
  $2488.508/mth
  
  Board + 1.850%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CITIBANK 3YR FIXED

1.65%2 Year Average

$2,447.372 Year Average

$82,108.14

Fixed

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.65%
  
  $2447.374/mth
- Year 2
  
  1.65%
  
  $2447.374/mth
- Year 3
  
  1.65%
  
  $2447.374/mth
- Year 4
  
  1.52%
  
  $2421.582/mth
  
  1M SIBOR + 1.270%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CIMB 2YR 1M SIBOR For Credit Card Members

1.7%2 Year Average

$2,458.992 Year Average

$94,242.56

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.70%
  
  $2458.992/mth
  
  1M SIBOR + 1.450% = 1.70%
- Year 2
  
  1.70%
  
  $2458.992/mth
  
  1M SIBOR + 1.450% = 1.70%
- Year 3
  
  1.70%
  
  $2458.992/mth
  
  1M SIBOR + 1.450% = 1.70%
- Year 4
  
  1.80%
  
  $2479.014/mth
  
  1M SIBOR + 1.550% = 1.80%

Features

Subsidy Comment	Must be a credit card customer (New or Existing) and fulfil 1 of the 3 criteria below (1) $350k AUM (2) Min Annual Income $60k (3) Min Loan amount $850k

Details

For Credit Card Members

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

DBS NO LOCK-IN FHR24

1.8%2 Year Average

$2,482.332 Year Average

$95,759.26

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.80%
  
  $2482.33/mth
- Year 2
  
  1.80%
  
  $2482.33/mth
  
  FHR24(DBS) + 0.900%
- Year 3
  
  1.80%
  
  $2482.33/mth
  
  FHR24(DBS) + 0.900%
- Year 4
  
  1.80%
  
  $2482.33/mth
  
  FHR24(DBS) + 0.900%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CIMB 2YR 1M SIBOR

1.8%2 Year Average

$2,482.332 Year Average

$95,759.26

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  1.80%
  
  $2482.33/mth
  
  1M SIBOR + 1.550% = 1.80%
- Year 2
  
  1.80%
  
  $2482.33/mth
  
  1M SIBOR + 1.550% = 1.80%
- Year 3
  
  1.80%
  
  $2482.33/mth
  
  1M SIBOR + 1.550% = 1.80%
- Year 4
  
  1.80%
  
  $2482.33/mth
  
  1M SIBOR + 1.550% = 1.80%

Features

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

CIMB 2YR BOARD

2.15%2 Year Average

$2,565.092 Year Average

$132,555.48

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  2.15%
  
  $2565.09/mth
  
  Board + 2.150% = 2.15%
- Year 2
  
  2.15%
  
  $2565.09/mth
  
  Board + 2.150% = 2.15%
- Year 3
  
  2.15%
  
  $2565.09/mth
  
  Board + 2.150% = 2.15%
- Year 4
  
  2.55%
  
  $2648.099/mth
  
  Board + 2.550% = 2.55%

Features

Subsidy Comment	- Free interest on every sunday for 1st year, effective interest for year 1 = 1.84%

Details

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

SINGAPURA FINANCE 2YR BOARD For Owners Occupation

2.18%2 Year Average

$2,572.262 Year Average

$193,912.11

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  2.08%
  
  $2548.404/mth
- Year 2
  
  2.28%
  
  $2594.028/mth
  
  Board + 2.280%
- Year 3
  
  3.75%
  
  $2926.865/mth
  
  Board + 3.750%
- Year 4
  
  3.75%
  
  $2926.865/mth
  
  Board + 3.750%

Features

Subsidy Comment	- For Owners Occupation

Details

For Owners Occupation

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

SINGAPURA FINANCE 3YR BOARD For Owners' Occupation

2.18%2 Year Average

$2,572.262 Year Average

$187,350.13

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  2.08%
  
  $2548.404/mth
- Year 2
  
  2.28%
  
  $2594.028/mth
  
  Board + 2.280%
- Year 3
  
  2.48%
  
  $2637.896/mth
  
  Board + 2.480%
- Year 4
  
  3.75%
  
  $2911.697/mth
  
  Board + 3.750%

Features

Subsidy Comment	- For Owners' Occupation

Details

For Owners' Occupation

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

SINGAPURA FINANCE 2YR BOARD For Investment Purposes

2.375%2 Year Average

$2,619.172 Year Average

$196,086.86

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  2.25%
  
  $2589.041/mth
- Year 2
  
  2.50%
  
  $2646.717/mth
  
  Board + 2.500%
- Year 3
  
  3.75%
  
  $2931.749/mth
  
  Board + 3.750%
- Year 4
  
  3.75%
  
  $2931.749/mth
  
  Board + 3.750%

Features

Subsidy Comment	- For Investment Purposes

Details

For Investment Purposes

Bank
Interest
Monthly Repayment
Total Interest Payable
Type

SINGAPURA FINANCE 3YR BOARD For Investment Purposes

2.375%2 Year Average

$2,619.172 Year Average

$192,210.43

Floating

Rates & Payments

Year

Interest Rate

Monthly Payment

Remark
- Year 1
  
  2.25%
  
  $2589.041/mth
  
  Board + 2.250%
- Year 2
  
  2.50%
  
  $2646.717/mth
  
  Board + 2.500%
- Year 3
  
  3.00%
  
  $2758.647/mth
  
  Board + 3.000%
- Year 4
  
  3.75%
  
  $2922.929/mth
  
  Board + 3.750%

Features

Subsidy Comment	- For Investment Purposes

Details

For Investment Purposes

Residential Loan/Property Loan – New Purchase

Filter type of property

Filter

Top Residential Rates

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features

Rates & Payments

Features