- Ask SmartLend: Why Did My SME Loan Get Rejected?
 - Introducing SmartLend Concierge: A Helping Hand for SME Loans
 - Legal Ways to Lighten Your Company’s Tax Burden in Singapore
 - A Wake-Up Call on Director Duties: The Envy Saga and Other Cautionary Tales in Singapore
 - Surviving Cash Flow Crunch: How SMEs Can Use Short-Term Financing Wisely
 - Unmasking Business Loan Fraud: How Syndicates and Rogue Brokers Game Singapore’s Lending System—and How AI Can Stop Them
 - From Rejection to $60K Approval in 3 Days: How a Fishing Pond Business Got Funded Despite a Flawed Credit Report
 - Lender Spotlight: How Poss Capital and SmartLend Partnered For Singapore SMEs
 - Which Lender is Right for Your Business in 2025? Banks, Money Lenders, or Alternative Finance
 - Lender Spotlight: Bizcap Brings Flexible SME Lending to Singapore
 
0.2% Cashback
on Overseas Money Transfers and Payments
Get immediate access to wholesale FX rates across Asia
How it Works
                      Enter your overseas payment details
Tell us the amount and currency you want to send
e.g. send MYR 30,000 to your supplier in Malaysia
                    Global best price execution
Your order matched to the best possible price from your global network
e.g. get best possible MYR rate from your network of licensed partners and banks
                    Receive 0.2% cashback
On top of getting the best rate, enjoy a further 0.5% instant cashback
e.g. if SGD/MYR rate is 3.0, pay just S$9,980 instead of S$10,000 after instant cashback
                  Real-time Currency
Balance check
Are you a business owner looking for ways to save on your remittance fees?
Then look no further! Our Platform can help you save up to 2-4%* on your fees, compared to traditional banks.
Plus, you'll earn cashback every time you use our service.
So why wait? Sign up today and start saving!
- Based on 100 Smart Towkay's Clients surveyed on 01/03/2022
 
Case Study:
How Our Rates Save Your Money
              The Only CashBack Platform
For Your Remittance Needs



 
                
              Smart Towkay offers the best rates for money transfers and we guarantee that our rates are lower than or at least the same as our competitors. If you find a better rate, email us and we will try to beat it.
Our currency availability depends on market supply so please contact us if you need help transferring money to a specific country.
                        
						



