0.2% Cashback

on Overseas Money Transfers and Payments

Get immediate access to wholesale FX rates across Asia

How it Works


Enter your overseas payment details

Tell us the amount and currency you want to send

e.g. send MYR 30,000 to your supplier in Malaysia

Global best price execution

Your order matched to the best possible price from your global network

e.g. get best possible MYR rate from your network of licensed partners and banks

Receive 0.2% cashback

On top of getting the best rate, enjoy a further 0.5% instant cashback

e.g. if SGD/MYR rate is 3.0, pay just S$9,980 instead of S$10,000 after instant cashback

Real-time Currency

Balance check

Are you a business owner looking for ways to save on your remittance fees?

Then look no further! Our Platform can help you save up to 2-4%* on your fees, compared to traditional banks.

Plus, you'll earn cashback every time you use our service.

So why wait? Sign up today and start saving!

  • Based on 100 Smart Towkay's Clients surveyed on 01/03/2022
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Case Study:

How Our Rates Save Your Money


The Only CashBack Platform

For Your Remittance Needs

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Smart Towkay offers the best rates for money transfers and we guarantee that our rates are lower than or at least the same as our competitors. If you find a better rate, email us and we will try to beat it.

Our currency availability depends on market supply so please contact us if you need help transferring money to a specific country.