About Us


Our Mission

Our journey started when we realized that business banking products unlike consumer products are not as transparent as we thought. Rates are not readily available and one’s have to navigate through numerous technical jargons while facing commission-driven bankers, many a time Small Medium Enterprise (SMEs) always end up getting the short end of the stick.

We know SMEs is the bedrock of Singapore economy. We are committed to helping SMEs in Singapore to make better financial decisions. We created Smart-Towkay to bring transparency to a constantly changing financial landscape with ever-changing business banking products and choices.

What We Do

Smart-Towkay is a platform to connect SMEs with banks and alternative lenders. Knowing that SMEs have questions and concerns when it comes to their financial products, we are a growing community of deal experts who will provide you with useful tips, news and tricks through our Blog.

By working closely with Singapore’s top banks and alternative lenders, SMEs are able to simplify and find the alternatives in their financial needs that is most appropriate for them.

Press Contact

If you would like to have further information or schedule an interview, please contact towkay@smart-towkay.com


  • Stay Connected:

Make Better Financial Decisions

Subscribe to our free weekly newsletter for tips on how to save money in the world's most expensive city

Latest News

Grow Your Business Faster - For Less - With A Better Microsoft 365 Deal (Up to 15% discount !)

2021-07-15 08:17:54

Users that want to enjoy subsidized Microsoft 365 Basic/Business Standard/ Premium packages can enjoy up to 15% off the listed price with our...

Lasting Power of Attorney in Singapore - A Complete Guide

2021-07-13 00:56:27

An extensive debate was held in Parliament over the issue of Lasting Power of Attorney. Multiple Members of Parliament (MPs) and representatives of...

Things to Take Note When Setting Up A Company in Singapore

2020-12-14 08:44:19

Setting up a business probably takes a lot of consideration; it is a serious undertaking after all. But in Singapore, the act of officially...

The History of Banking in Singapore

2021-07-08 01:05:45

Singapore is an internationally renowned global financial hub – one of the largest in the world and only lagging behind Hong Kong in Asia. There...

Complete Guide To Buying Commercial Property In Singapore

2021-07-07 02:12:16

When looking to purchase property for investment purposes, residential properties are the default option.

Property Tax In Singapore – What Are The Rates And How Are They Calculated?

2021-07-06 00:47:14

Unlike stamp duties, which are one-time charges imposed at the point of a property purchase, property tax is a yearly affair (as with most other...

COVID-19: Temporary Bridging Loan - SMEs Should Read This Before Applying - 2021 Edition

2020-05-06 08:31:17

Singapore Government has enhanced financing support for SMEs by increasing its risk-sharing to 90% for Enterprise Financing Scheme-SME Working...

Deadline For Companies to Lodge Their Register of Registrable Controllers (RORC) with ACRA's Central Register by 30th June 2021

2020-09-04 09:17:08

Did you know that, by 30th June 2021, all companies need to set up and maintain a Register of Registrable Controllers with ACRA, or risk being fined...