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Lender Spotlight: How Poss Capital and SmartLend Partnered For Singapore SMEs

Viewed by 110 Smart Towkays

Jul 10, 2025

Lender Spotlight: How Poss Capital and SmartLend Partnered For Singapore SMEs

Editor’s Note: This article was originally published by our team at SmartLend, our sister platform dedicated to simplifying SME financing through our network of alternative lenders. We’re sharing it here on Smart Towkay as the insights are equally valuable for business owners looking to navigate funding options and improve financial readiness.

Introduction

Poss Capital is not just another lender. It was founded by a team of professionals who spent years watching passionate entrepreneurs get turned away by traditional banks, even when their businesses had strong potential. These were real businesses run by real people who simply did not meet conventional lending criteria.

The team behind Poss Capital saw an opportunity to do better. They built a lending firm that focuses on practical business realities rather than strict checkboxes and rigid rules. Their belief is simple. Funding should be accessible, fast, and tailored to each business's unique needs.

What Makes Poss Capital Different

Poss Capital offers two main financing solutions. The first is Quik, an unsecured business loan with funding amounts up to S$100,000. The second is Payd, an invoice financing solution that advances up to eighty percent of the invoice value. Both products are structured to allow for fast processing, with funding possible within 24 hours upon submission of complete documentation and subject to approval.

What sets them apart is their commitment to simplicity. The entire application process happens online. There is no need for physical paperwork, branch visits, or long wait times. Fees are clearly stated upfront, with no hidden charges.

Poss Capital does not believe in making customers jump through unnecessary hoops. Their goal is to let business owners stay focused on running their operations, not chasing paperwork.

SmartLend Enhances the Poss Capital Experience

SmartLend’s role in the partnership brings another layer of value to SME borrowers. Through SmartLend’s platform, businesses can compare Poss Capital’s loan offers with more than twenty other lenders in one application.

This removes the guesswork and avoids the need to apply separately to multiple lenders. SmartLend’s matching engine helps SMEs discover funding that best fits their business model, cash cycle, and growth plans. It also handles document collection and pre-qualification, making the experience smoother for the borrower.

There are no broker fees or extra charges. Businesses simply get access to funding options that are transparent, flexible, and relevant.

Designed for the Everyday Business

Poss Capital’s focus is not limited to large corporations. Their mission is to support everyday business owners in Singapore. Whether it is a hawker preparing to open a second stall, a logistics company expanding its fleet, or an online store stocking up for the holidays, Poss Capital wants to make financing more accessible.

The team regularly speaks with business owners to understand their unique challenges. This helps them tailor their products and continuously improve the lending experience.

Poss Capital also provides educational resources to help SMEs make informed decisions. Their loan guides explain key financial terms and break down the lending process, empowering business owners to understand what they are signing up for.

This transparent approach reflects their larger philosophy. Lending is not just about money. It is about building confidence, enabling growth, and forming partnerships that last beyond a single transaction.

Final Thought: A Smarter Way to Borrow

With SmartLend and Poss Capital working together, SMEs no longer have to settle for outdated lending systems. They can explore a wide range of financing options through one simple platform, compare offers, and make informed choices.

The application is fast. The experience is seamless. And the focus is always on what works best for the business.

Getting funding should not be more difficult than running a business. With Poss Capital’s flexible lending model and SmartLend’s technology-driven matching platform, Singapore’s SMEs now have better access to capital, and better control over their financial future.

If you are ready to grow your business with a financing partner that understands what you need, Poss Capital and SmartLend are ready to help.

DISCLAIMER - Poss Capital Pte Ltd operates in compliance with all applicable laws and regulations in Singapore. While it is not a licensed moneylender under the Moneylenders Act, Poss Capital provides financing solutions under permitted exemptions. This article is for general information only and does not constitute financial advice under the Financial Advisers Act. Businesses should seek independent advice if required before making financing decisions.