Get Up To *$100 eCapitalVouchers when you apply and get approval for your Amex Business Credit Card with us!

*Terms and conditions apply

Online Promo: Be rewarded with up to S$100* Cash Credit from Smart Towkay when you sign up for any CIMB online Business Current Account (OBCA) now with CIMB Bank Singapore!

Exclusive to Smart Towkay User: Enjoy 12 months Account Fee Waiver!

Read more here

Click here to apply

Online Promo: Be rewarded with up to S$100* Cash Credit from Smart Towkay when you sign up for any CIMB online Business Current Account (OBCA) now with CIMB Bank Singapore!

Click here to apply

Online Promo: Be rewarded with up to S$100* Cash Credit from Smart Towkay when you sign up for any CIMB online Business Current Account (OBCA) now with CIMB Bank Singapore!


Click here to apply

Get Up To $50* ECapitaVouchers when you renew your car insurance with us.

We use our own money to lower the price of your policies as a way of saying thank you!

*Terms and condition apply. Amount awarded may vary.

Get up to 15% or more Discount for your Microsoft 365 Basic/ Business Standard/ Premium Packages with Smart Towkay!

We have collaborated with Tech Data exclusively for our Smart Towkay Users

Read more here!

UPDATED AS OF 03 Dec 2022
Lowest Business Banking Facilities
SMART-TOWKAY.COM
Lowest SME Working Capital Loan (WCL) Rate
6.5%
Per year
Lowest Business Term Loan Rate
6%
Per year
Lowest Home Loan Rate
0.85%
Per year
Lowest P2P Biz Loan Rate
1%
Per month
Lowest Commercial Property Rate
2.37%
Per year
Latest SIBOR And SORA Rates
UPDATED AS OF 03 Dec 2022
Click above for historical trend
SIBOR COMPOUNDED SORA
1-month 3.69376 3.3321
3-month 4.06126 2.9442
6-month NA 2.2826
12-month NA NA

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