About Us


Our Mission

Our journey started when we realized that business banking products unlike consumer products are not as transparent as we thought. Rates are not readily available and one’s have to navigate through numerous technical jargons while facing commission-driven bankers, many a time Small Medium Enterprise (SMEs) always end up getting the short end of the stick.

We know SMEs is the bedrock of Singapore economy. We are committed to helping SMEs in Singapore to make better financial decisions. We created Smart-Towkay to bring transparency to a constantly changing financial landscape with ever-changing business banking products and choices.

What We Do

Smart-Towkay is a platform to connect SMEs with banks and alternative lenders. Knowing that SMEs have questions and concerns when it comes to their financial products, we are a growing community of deal experts who will provide you with useful tips, news and tricks through our Blog.

By working closely with Singapore’s top banks and alternative lenders, SMEs are able to simplify and find the alternatives in their financial needs that is most appropriate for them.

Press Contact

If you would like to have further information or schedule an interview, please contact towkay@smart-towkay.com


Latest News

SMEs Go Digital Programme: Real Estate Agency Industry Gets New Pre-Approved Digital Solutions Eligible For PSG Funding

2021-06-17 02:08:51

The Council for Estate Agencies (CEA) has partnered with the Infocomm Media Development Authority (IMDA) and Enterprise Singapore (ESG) to introduce...

Opinion: Changes in MOM Guidelines for Hiring Construction Workers Potentially Damaging to Smaller SMEs in the Industry

2021-06-16 02:56:05

Strong appeals have been made to the Government to allow for the entry of more foreign workers and for more relief measures. The authorities’ moves...

What Is A Global Minimum Tax, And How Will It Affect Singapore Businesses?

2021-06-15 06:45:58

At the recent G7 meeting, a historic agreement has been reached to back a minimum global corporation tax rate of at least 15% and put in place...

Roles and Responsibilities of a Company Secretary

2021-06-11 03:16:00

In Singapore, it is stipulated that every company must appoint a company secretary within six months of its incorporation. This is because a...

5 Key Things SMEs Need To Know About Being GST-Registered 2021

2020-08-28 09:06:59

Whether you are running your business as a private limited entity or as a sole proprietorship, it is important that you are aware of your obligations...

Online Corporate Secretarial Services in Singapore 2021 – How Do They Rate Against Each Other

2021-06-07 02:11:51

From incorporating a company to ensuring that it meets all its statutory requirements, it can feel overwhelming. With the advent of the digital...

Must-Have Gadgets To Improve Your Work-From-Home Experience 2021

2021-06-01 07:27:46

With Work-From-Home once again becoming the default arrangement for Singaporeans, the need to transform the home to a conducive work environment has...

Jobs Support Scheme: What Employers Need To Know To Avoid Getting JSS Payouts Denied

2020-10-19 08:03:34

The Jobs Support Scheme (JSS) October payout has been announced to be disbursed from 29th October 2020 onwards, with more than 140,000 employers to...