About Us


Our Mission

Our journey started when we realized that business banking products unlike consumer products are not as transparent as we thought. Rates are not readily available and one’s have to navigate through numerous technical jargons while facing commission-driven bankers, many a time Small Medium Enterprise (SMEs) always end up getting the short end of the stick.

We know SMEs is the bedrock of Singapore economy. We are committed to helping SMEs in Singapore to make better financial decisions. We created Smart-Towkay to bring transparency to a constantly changing financial landscape with ever-changing business banking products and choices.


What We Do

We create a single platform to provide product information that’s personalized to each SMEs business profile for easy comparison. Through Smart-Towkay, we will make it easy for SMEs to simplify and find alternatives in their business banking needs that are most suited to their business profile. In the process, we save them time and money.

At Smart-Towkay, we know your questions and concerns when taking up financial products with the banks, thus we are building a growing community financial experts to provide useful tips, news and tricks through our Blog. We work closely with Singapore’s most reputable banks, insurer, government agencies, legal firms and Peer to Peer lending platform to connect SMEs to the partner best for you.


Press Contact

If you would like to have further information or schedule an interview, please contact towkay@smart-towkay.com


Latest News

INVESTING 101: Does Investing In Your Own Co-Living Space Live Up To The Hype?

2020-09-19 03:48:22

So co-working spaces like WeWork and JustCo are pretty ubiquitous by now, but have you heard of co-living spaces? With the rise of the sharing...

Key Changes to the Professional Conversion Programme (PCP) for SMEs From 1st September 2020

2020-09-18 07:35:26

Workforce Singapore (WSG) will be making temporary adjustments to Professional Conversion Programmes salary support funding for new hires on...

COVID-19: Facebook Grant For Singapore SMEs 2020

2020-09-16 04:44:20

Facebook Singapore is offering S$4.75 million in grants to support 800 local SMEs. Each grant amounts to S$5,500 which includes S$3,500 in cash and...

Top 2020 “WFH – Work From Hotel” Options in Singapore To Check Out

2020-09-15 09:12:06

We have started to see a new trend of WFH - as in, “Work From Hotel”. Hotels may offer varying levels of luxury and comfort, but all hotel rooms...

Why Worker’s Party MP Jamus Lim Should Stick To His Day Job: Remortgaging When Interest Rates Are Low

2020-09-11 06:22:29

A lot of public debates were focused on the minimum wage policy, however, another topic in question is the "Remortgaging" concept that MP Jamus Lim...

Should You Refinance Your Property Loan In 2020? And Should You Opt For a SORA-Pegged Home Loan Now?

2020-09-10 01:28:59

Refinancing activities have risen quite dramatically in recent times. When mortgage rates fall, homeowners turn to the refinancing of their loans as...

COVID-19: 5 Government Initiatives for SMEs Hiring Local Workers 2020

2020-09-07 08:37:57

Singapore Government has maintained its stance in supporting businesses and retaining local employees amid this difficult time. In addition, there...

Deadline For Companies to Lodge Their Register of Registrable Controllers (RORC) with ACRA's Central Register: 31st October 2020** New Extension

2020-09-04 09:17:08

Did you know that, by 29th September 2020, all companies need to set up and maintain a Register of Registrable Controllers with ACRA, or risk being...