About Us


Our Mission

Our journey started when we realized that business banking products unlike consumer products are not as transparent as we thought. Rates are not readily available and one’s have to navigate through numerous technical jargons while facing commission-driven bankers, many a time Small Medium Enterprise (SMEs) always end up getting the short end of the stick.

We know SMEs is the bedrock of Singapore economy. We are committed to helping SMEs in Singapore to make better financial decisions. We created Smart-Towkay to bring transparency to a constantly changing financial landscape with ever-changing business banking products and choices.

What We Do

Smart-Towkay is a platform to connect SMEs with banks and alternative lenders. Knowing that SMEs have questions and concerns when it comes to their financial products, we are a growing community of deal experts who will provide you with useful tips, news and tricks through our Blog.

By working closely with Singapore’s top banks and alternative lenders, SMEs are able to simplify and find the alternatives in their financial needs that is most appropriate for them.

Press Contact

If you would like to have further information or schedule an interview, please contact towkay@smart-towkay.com


Latest News

The Best Business Banking Accounts in Singapore 2021

2020-12-10 15:44:30

With so many banks in Singapore, all offering various business banking options, how does one know which is the most suitable business bank account to...

What are Non-Fungible Tokens (NFTs)?

2021-10-27 03:35:10

2021 saw the rise of a new phenomenon: the non-fungible token. The explosion of the economy surrounding this item has been startling. And that...

What is a Management Corporation Strata Title (MCST) in Singapore?

2021-10-22 05:09:23

A strata title or development is a form of ownership devised for multi-level buildings with shared areas. Since such properties involve multiple...

Electricity Retailers Exiting the Singapore Market – What Does This Portend?

2021-10-21 06:44:13

Recently, multiple electricity providers have begun exiting the retail electricity market in Singapore. Does this suggest that the Open...

Elizabeth Haigh’s Cookbook Plagiarism Scandal – Running Afoul of Copyright Law

2021-10-19 06:25:09

Recently, Singaporean-born British chef Elizabeth Haigh released a new cookbook, named Makan, which was quickly found to have seemingly...

From BooksActually to NOC, Are There Any Easy Answers to Address Workplace Misconduct?

2021-10-14 06:21:04

Recently, allegations of workplace improprieties committed by owners of well-accoladed local businesses have engendered plenty of online discussion....

P-Max Grant: Claim Up to S$10,000 For SMEs to Hire/ Retain New Local PMETs - Extended till End 2021

2020-05-14 06:39:52

P-Max is a Place-and-Train Programme that aims to help SMEs to better recruit, train, manage and retain their newly-hired PMETs. Claim up to S$10,000...

Grant for Equity Market Singapore (GEMS) to be enhanced by MAS

2021-10-07 08:52:36

Recently, the Monetary Authority of Singapore (MAS) announced that it would enhance the Grant for Equity Market Singapore (GEMS) scheme, to increase...