About Us


Our Mission

Our journey started when we realized that business banking products unlike consumer products are not as transparent as we thought. Rates are not readily available and one’s have to navigate through numerous technical jargons while facing commission-driven bankers, many a time Small Medium Enterprise (SMEs) always end up getting the short end of the stick.

We know SMEs is the bedrock of Singapore economy. We are committed to helping SMEs in Singapore to make better financial decisions. We created Smart-Towkay to bring transparency to a constantly changing financial landscape with ever-changing business banking products and choices.


What We Do

We create a single platform to provide product information that’s personalized to each SMEs business profile for easy comparison. Through Smart-Towkay, we will make it easy for SMEs to simplify and find alternatives in their business banking needs that are most suited to their business profile. In the process, we save them time and money.

At Smart-Towkay, we know your questions and concerns when taking up financial products with the banks, thus we are building a growing community financial experts to provide useful tips, news and tricks through our Blog. We work closely with Singapore’s most reputable banks, insurer, government agencies, legal firms and Peer to Peer lending platform to connect SMEs to the partner best for you.


Press Contact

If you would like to have further information or schedule an interview, please contact towkay@smart-towkay.com


Latest News

What Are Resale Endowment Policies, Should You Invest In One?

2020-11-23 09:23:33

Resale endowment policies, also known as traded endowment policies, are essentially standard, regular premium insurance endowment policies that have...

Full Details of SingapoRediscovers Vouchers Released, What Can Singaporeans Enjoy?

2020-11-20 10:02:23

The SingapoRediscovers vouchers will be available from 1st December 2020. More than 200 merchants will be involved in this SingapoRediscover scheme,...

Community Integration Fund (CIF) Workplace Integration Resource (WIRe) - OneWorkplace.sg

2020-11-19 16:49:09

As a multicultural and multiracial society, it is common in Singapore to have employees with diverse nationalities and backgrounds in the workplace....

Singapore Announces New “Tech.Pass” Visas for Elite Foreign Tech Talent

2020-11-18 16:55:38

Singapore's Economic Development Board (EDB) is rolling out a new "Tech.Pass" to support the entry of up to 500 proven founders, leaders, and experts...

7 Key Changes to the Work Injury Compensation Act (WICA) That SMEs Need to Know: Effective From 1st September 2020

2020-09-03 09:46:20

What is the Work Injury Compensation Act, and what does it cover? With the new changes taking effect from 1st September 2020, do you know what are...

Amendments to PDPA Necessarily a Mixed Bag for Personal Data Protection

2020-11-11 10:38:39

Parliament passed changes to the Personal Data Protection Act (PDPA) on 2 November 2020. These changes crucially included stiffer penalties that...

Corporate Income Tax Filing Season 2020: 6 Things SMEs Need To Know

2020-11-09 09:11:13

The Corporate Income Tax filing season for the Year of Assessment (YA) 2020 is here again, so please take note that the filing deadline is 15th...

Re-Align Framework: What SMEs Need To Know If They Want To Negotiate Or Terminate Pre-Pandemic Contracts Without Penalty

2020-11-06 10:14:21

Many companies would have entered into contracts just before the coronavirus outbreak, and as such find themselves in an untenable situation or...