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VM Capital Property Equity Term Loan - CASH OUT (P+I or Interest Only)- Individual + Corporate (No TDSR)
8.4 % flat int per year
$ 20,000,000.00
Within 1 Week
VM Capital provided financial assistance for a myriad of Individuals and Companies to access capital that would otherwise be inaccessible from traditional banks which will consider many factors like TDSR guideline, borrower age, Individual/ Companies Financial Profile, etc when assessing their equity term loan- CASH OUT application.
Smart Towkay Editor's Review
Calculate Your Business Loan Repayment Instantly
Disclaimer: This does not constitute any offer of loan facilities from the Lender. Loan facilities are granted at the discretion of the Lender. The computations shown are based on information provided by you, and are strictly for illustrative purposes to give an indication of repayment information. The computations do not include the facility fee that is chargeable on the Business Loan. Actual interest and/or repayment amounts may differ from, or be higher than, what is shown here. The Lender accepts no liability for any errors or omissions, or for any loss arising from, any use of or reliance on these computations.
Individual or Corporate entity with private property with no TDSR assessment
As Fast As 2 days approval
Poor Credit History Can Apply
VM Capital Pte. Ltd. is a wholly-owned subsidiary of ValueMax Group Limited which is the first and only mainboard-listed pawnbroker on the Singapore Stock Exchange.
Features
- Credit Evaluation is mainly based on property rather than on company or individual capabilities
- Funds disbursement can be made to either Individuals or companies
- Fast turnaround time and disbursement time frame since our loans are privately funded
- Updates on approval in 1 to 2 working days
- Simplified application and ease of documentations
- Short locked in period of 1 year or shorter
- Able to finance Malaysia Properties
Maximum loan up to 70% of the Residential property valuation or 60% of Commercial/Industrial property valuation
Maximum 18 years repayment for Principal + Interest Scheme or Opt for 2 years interest-servicing
Suitable for:
- Client with TDSR issue
- Imperfect credit history (such as previous bankruptcy lawsuit, poor credit rating)
- Client in their advance age (even up to 85 years old)
- Foreigners
- Individual / SME who need funds urgently
- Short term financing (locked in period of 1 year or shorter)
- Customer who are currently paying a high monthly instalment and would like to bring down their repayment by doing interest servicing only
- Group of customers that existing FI wants to exit due to tardy repayment schedule
Interest servicing loan: 0.7% per month or 8.4% per annum
Example: Loan amount of $500K,
Monthly repayment: 0.7% x $500k = $3,500
(2 years interest servicing package with 1% to 2% capital repayment at the 18th month)
Reducing balance instalment (P+I) at 8.4% per annum , max loan tenure of 18 years
*Interest rates may be adjusted lower or higher based on the application
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OxProp Capital Equity Term Loan - CASH OUT (P+I or Interest Only)- Individual + Corporate (No TDSR) |
|---|---|
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Interest Rate 7 % flat int per year |
Max. Loan Amount $ 15 |
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VM Capital Property Equity Term Loan - CASH OUT (P+I or Interest Only)- Individual + Corporate (No TDSR) |
|---|---|
|
Interest Rate 8.4 % flat int per year |
Max. Loan Amount $ 20,000,000 |
|
ORIX Leasing Singapore Limited Equity Term Loan-CASHOUT (P+I or Interest Only)- Individual + Corporate (No TDSR) |
|---|---|
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Interest Rate 4.5 % flat int per year |
Max. Loan Amount $ 5,000,000 |
Benefits of Applying Through Us
HIGHER APPROVAL RATE
As a team of ex bankers, we are very familiar with credit criteria of individual banks with a solid track record of >80% approval rate.
HASSLE FREE APPROACH
Leave the application process to our specialists while you focus your resources on your core business.
FASTER TURNAROUND TIME
Tired of waiting for unresponsive bankers revert? Your application is our priority, reduce processing time by 3-5 working days through us!
RISK FREE PROCESS
No upfront fees, no fees applicable if we’re not enable to secure financing for your company. Performance guarantee, pay only for results!
by Smart-Towkay
VM Capital Pte. Ltd. is a wholly-owned subsidiary of ValueMax Group Limited which is the first and only mainboard-listed pawnbroker on the Singapore Stock Exchange.
They've provided financial assistance for a myriad of Individuals and Companies to access money that would otherwise be inaccessible from traditional banks which will consider many factors like TDSR guideline, borrower age, Individual/ Companies Financial Profile, etc when assessing their equity term loan- CASH OUT application.
Their credit evaluation is mainly based on asset-based lending on the properties valuation and Individuals/Companies can apply without the TDSR guideline.
With their fast turnaround time (as fast as 2 days) and simplified application with minimum documents required and interest-only loan package, they offered something unique what traditional banks can't amidst the higher interest rate package than traditional banks
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