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We Compare Singapore’s most reputable Financial Institutions & Lenders

Our Broad Range of Services

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Temporary Business Term Loan

  • Boost your Working Capital With Collateral-Free Loans
  • Up to 5 years Repayment
  • As Low As 1.29% Flat Interest Per Year
  • Interest-Only Loan for 6-12 Months
  • Get Response within 24 hrs
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Property Loan

  • Up to 120% Financing For Business Property
  • Legal and Valuation Subsidy
  • Zero Fees/Fuss Free/Easy Submission using our Mortgage Specialist
  • Calculate Your Total Interest Savings When Refinancing
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  • $0 Min Balance Fee
  • No Annual Fee
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Our Milestones

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SMEs have used our comparison tools for their business banking and government grant needs

$0 Business Loan Approved

Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products

$0 Mortgage Refinancing Savings

We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages

$0 Mortgage Loan Approved

Through our services, you will definitely buy or refinance your property at the best interest rates

Why use SMART-TOWKAY.COM?

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We are #1 in Singapore

 

*The #1 Business(SMEs) Focused Comparison Site in Singapore

*Non-Biased 

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Mortgage Loan Singapore

Wide Network Of Lenders

 

*Wide variety of funding and lenders

*Personalised guidance and expertise

*Multiple ways to access funding

Business Loan Company

We are Fast & Hassle-Free

 

*Skip The Queue 

*Hassle-free Application

*Ease of Application

Unsecured Business Loan

More Flexible and Simpler

 

*We offer tailor-made financing solutions,  taking into account the specific features of the Client's activities

*We need just a few documents (financial reports and bank statements) to make a decision

Latest SIBOR And SORA Rates
UPDATED AS OF 22 Nov 2024
Click above for historical trend
SIBOR COMPOUNDED SORA
1-month 4.025 3.7698
3-month 4.05644 3.7479
6-month NA 3.7308
12-month NA NA
Latest Business Loan Rates From As Low
As
  • 7.75%
    Interest Rate
    DBS SME WCL LOAN
  • 6.5%
    Interest Rate
    OCBC SME WCL LOAN
Apply Now
LATEST COMMERCIAL PROPERTY LOAN RATES FROM AS LOW
As
  • 2.37%
    Interest Rate
    MAYBANK 2YR BOARD RATE
  • 3.28%
    Interest Rate
    DBS 2YR FIXED
Apply Now
LATEST RESIDENTIAL LOAN RATES FROM AS LOW AS
  • 0.85%
    Interest Rate
    HSBC 2YR 1M SORA
  • 0.96%
    Interest Rate
    SCB 2YR 3M SORA
Apply Now

Latest News

Banks in Singapore - Do They Reimburse Losses from Scams and Fraud?

Banks in Singapore - Do They Reimburse Losses from Scams and Fraud?

2023-09-19 02:40:44

According to the MAS rules, banks are supposed to serve consumers fairly and to have effective mechanisms in place for fraud identification and...

Singapore Businesses’ Guide to Hiring Interns + Grants For Interns [2024 Updated]

Singapore Businesses’ Guide to Hiring Interns + Grants For Interns [2024 Updated]

2021-03-22 03:33:01

The GRTNet portal will be transitioning to the Business Grant Portal 2.0 (BGP 2.0) effective December 15th, 2024. This move aims to simplify the...

Understand the Basics of Credits and How to Avoid Getting into Bad Debt

Understand the Basics of Credits and How to Avoid Getting into Bad Debt

2024-10-17 03:29:32

Credits can be split into Secured and Unsecured lending. Secured credit will usually require you to pledge a collateral where typically the amount...

Business Loan Eligibility

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