0.2% Cashback

on Overseas Money Transfers and Payments

Get immediate access to wholesale FX rates across Asia

How it Works

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Enter your overseas payment details

Tell us the amount and currency you want to send

e.g. send MYR 30,000 to your supplier in Malaysia
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Global best price execution

Your order matched to the best possible price from your global network

e.g. get best possible MYR rate from your network of licensed partners and banks
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Receive 0.2% cashback

On top of getting the best rate, enjoy a further 0.5% instant cashback

e.g. if SGD/MYR rate is 3.0, pay just S$9,980 instead of S$10,000 after instant cashback
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Real-time Currency

Balance check

Are you a business owner looking for ways to save on your remittance fees?


Then look no further! Our Platform can help you save up to 2-4%* on your fees, compared to traditional banks.


Plus, you'll earn cashback every time you use our service.


So why wait? Sign up today and start saving!


  • Based on 100 Smart Towkay's Clients surveyed on 01/03/2022
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Case Study:

How Our Rates Save Your Money

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The Only CashBack Platform

For Your Remittance Needs

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Smart Towkay offers the best rates for money transfers and we guarantee that our rates are lower than or at least the same as our competitors. If you find a better rate, email us and we will try to beat it.

Our currency availability depends on market supply so please contact us if you need help transferring money to a specific country.